Do you use an individual retirement account to save for retirement? If so, you’re not alone. Americans own a collective 25 million individual retirement accounts, also known as IRAs.
Planning on an early retirement? With consistent saving and disciplined spending, you can make it happen. Even if you don’t think you will retire early, you still may want to plan for it. Health issues and disability force workers into early retirement every year. A contingency plan can help you navigate a challenging situation.